Promotion

*Todd Homes LLC is not a mortgage lender, mortgage broker or financial institution and does not originate, underwrite, approve or fund mortgage loans. Independent participating preferred lenders provide financing. Todd Homes LLC does not make credit decisions or guarantee loan approval, interest rates, loan terms or availability. Financing offers and builder-paid incentives, including interest-rate buydowns, are available to qualified buyers on select homes and transactions and are subject to credit approval, loan program eligibility, lender requirements, current interest rates and market conditions. Advertised rates, terms, costs and availability are subject to change without notice and may vary based on loan type, credit profile, down payment, property, occupancy and other factors. Not all buyers, homes or loan programs will qualify. Additional terms, conditions and restrictions may apply. Contact a participating preferred lender for current rates, terms, eligibility requirements and complete financing details. Equal Housing Opportunity.

© 2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage), 11385 Montgomery Road, Suite 210, Cincinnati, OH 45249. Lender NMLS ID# 338923 (www.nmlsconsumeraccess.org). For complete and current licensing information, visit www.annie-Mac.com/licensing or NMLS Consumer Access. Borrower must qualify for full monthly payment before the buydown rate can be applied. Offer is available while supply lasts, as funds are limited, and may be stopped at any time without notice. Offer only available on select homes for loans locked and financed through AnnieMac Home Mortgage. Eligible homes must close by the date on the accepted purchase contract. The interest rate shown applies to a 30-year fixed loan program. This example is based on a $635,550 loan amount, a 6.750% note rate, and a 30-year loan term. Loan amount, rate, and monthly payment used for informational purposes only and may not be specific to your situation. Payment does not include taxes, insurance premiums, condominium or HOA fees, if applicable; your payment may be greater. Subject to property type, loan-to-value, and credit score. Rates, program terms, and conditions are subject to change without notice. Other terms and restrictions may apply. Must apply for and finance a loan with AnnieMac Home Mortgage. Amounts subject to third-party contribution limits. Savings will be reflected on the closing disclosure. Rates are as of 8/13/2026 and subject to change. Rate, fees, price, and availability may change or be canceled without notice or obligation. Buyer may finance through other lenders but will not be eligible for this promotion. This is not a commitment to lend. Cannot be combined with any other offer. Additional restrictions apply. AnnieMac Home Mortgage and Todd Homes reserve the right to change or cancel this promotion at any time. All rights reserved. AnnieMac Home Mortgage and Todd Homes are not affiliated. All loans subject to credit approval. Rates and fees subject to change. Offer expires September 30, 2026.